Short answerHave your photo ID, a copy of your deed or owner's title policy, mortgage and lien details for payoffs, the Indiana seller's residential disclosure form, a lead paint disclosure for homes built before 1978, and any HOA documents. Repair receipts, permits, warranties, and utility costs help buyers and speed things up.
Required or needed for closing
- Photo ID for every owner on title.
- Deed or prior owner's title policy.
- Mortgage, home equity, and any other lien account details.
- Indiana Seller's Residential Real Estate Sales Disclosure form (State Form 46234).
- Federal lead based paint disclosure for homes built before 1978.
- HOA contact, dues, and covenants if any.
Helpful to have
- Receipts and dates for roof, furnace, AC, water heater, and other big work.
- Permits for additions or finished basements.
- Survey, septic and well records, and radon test results.
- Average utility bills.
See the Indiana seller disclosure form.
Frequently asked questions
Do I need a survey to sell?
Not always. The buyer or lender may order one. An existing survey helps.
What if I lost my deed?
The title company can pull it from the county recorder.
Keep reading
Want to know what a buyer's inspector may find before they do?
Book a free pre listing condition walk. I walk the house with you, point out what inspectors and FHA, VA, and USDA appraisers tend to flag, and give you planning ranges so you can decide what to fix, credit, price in, or disclose.
Book a condition walkOr call or text (812) 525-5489, or email [email protected].
The condition walk is a REALTOR® and contractor evaluation, not a home inspection, and it does not replace one. If you have already signed a listing agreement with another agent, please take these questions to your agent.
Sources
Written by John Long, REALTOR®, 1 Percent Lists Indiana Real Estate. Working contractor who has priced hundreds of home inspection repair requests. Former labor relations negotiator for a major manufacturer and U.S. Coast Guard veteran.
John Long, REALTOR® · 1 Percent Lists Indiana Real Estate · (812) 525-5489 · yourpropertynegotiator.com
This page is general information, not a substitute for a professional home inspection, and not legal, tax, insurance, or lending advice. Ask a real estate attorney about contracts and disclosure, a CPA about taxes, your lender about loan rules, and a licensed inspector or tradesperson about your house. Nothing here guarantees a sale price, net proceeds, repair cost, payment, timeline, appraisal, inspection result, or loan approval. Cost figures are planning estimates, not bids. I own Wardmark Property Operations LLC, a contracting company. You are always free to use any contractor you choose.